Payment safety

Purchases made on the K & H Morgan Srl website are safe and guaranteed.
Online payment by credit card is completely risk free. The payment information is encrypted during transmission and managed directly by [Banca Name]. In no case will K & H Morgan Srl be aware of the credit card number, nor will it handle or store the data provided on its systems. K & H Morgan Srl will only receive notification of the positive outcome of the transaction. PayPal is a fast and secure payment system, in which the amount is charged directly to the credit card or prepaid card assigned by the customer, protecting the buyer's information as no financial information is transmitted.

SAFETY CERTIFICATES

To guarantee maximum security in purchases, the information relating to the payments transmitted via the internet are encrypted by the SSL protocol (Secure Socket Layer).

TERMS OF PAYMENT

K & H Morgan Srl offers X different payment methods to meet any need:
- Online Credit Card Payment
- Payment with Paypal

The costs of managing the order vary depending on the payment method chosen:
- Credit Card: FREE
- PayPal: FREE

PAYMENT BY CREDIT CARD (VISA / MASTERCARD / AMERICAN EXPRESS)

Payments by credit card (VISA / MASTERCARD / AMERICAN EXPRESS) are made through the Stripe platform. Stripe is an external platform for online payments that allows you to make payments by debit card, rechargeable card or credit card. It's a safe and fast solution: payments are processed virtually instantly. It is not necessary to create a Stripe account (even if recommended): all you need is a valid credit card, debit card or Visa, Mastercard or American Express card. Stripe supports 3D Secure for any payment and meets the most stringent security requirements in the industry. Stripe is certified as a service provider that complies with the PCI standard, level 1. A confirmation e-mail from Stripe will be sent to each transaction executed with this method. The order amount is debited from the current account connected to the credit card at the time the order is confirmed. Stripe prevents fraudulent activity by detecting suspicious activity. For example, transactions relating to new orders equal to the previous ones are denied. Stripe also works with Global Partners Networks and Credit Card Networks to monitor fraudulent activity. In general, you can use the currency of the country in which you reside. The availability of other currencies depends on where your bank account is connected to your credit / debit card. In case of cancellation, the amount is refunded to the current account connected to the Customer's credit card. KH Morgan declines all responsibility for disputes related to purchases. All disputes are handled directly by Stripe. To learn more about how Stripe handles disputes: https://stripe.com/help/disputes To learn more about Stripe, visit www.stripe.com

PAYMENT WITH PAYPAL

PayPal, an eBay company, is a fast and secure payment system. Once the payment is completed with PayPal, the buyer will be redirected to the PayPal site, where he can access his account by entering his personal e-mail address and password. After registration you can proceed to payments via PayPal without having to re-enter the data, even for subsequent purchases. By choosing to pay with PayPal, the amount is debited directly on your credit card (Visa, Visa Electron, Mastercard, American Express). PayPal protects the buyer's information as no financial information is passed. A confirmation e-mail from PayPal will be sent to each transaction executed with this method. The order amount is debited from the PayPal account at the time the order is acquired. In case of cancellation, the amount is refunded to the Customer's PayPal account.

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